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Real estate appraisal services for homeowners in the city of Portage and Porter County
Check out the top seven reasons why Indiana homeowners order from AppraiserJoe.com:
- Find the right listing price (whether you're using an agent or selling the home on your own)
- Challenge property tax assessments
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Remove PMI to cut their mortgage payment
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Reinstate their Home Equity Line of Credit (or HELOC)
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To review another appraiser's report for verification
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If property needs to be divided because of a divorce
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Determine the true market value of the real estate in question to settle an estate
We at AppraiserJoe.com understand the unique needs of a customer seeking appraisal services.
Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a person not in the real estate field that ordinarily doesn't see an appraisal on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer.
It gives you something tangible to show the buyer.
An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth.
Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value assessment than yours.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a local area that's going down.
That means you're going to pay more taxes than you should.
The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
Getting an appraisal from AppraiserJoe.com is your #1 weapon when contesting your property tax assessment.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners.
Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan.
At AppraiserJoe.com, we're experienced in helping homeowners just like you abolish unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value.
Not only can this be difficult from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out.
AppraiserJoe.com can help you reinstate your home equity line of credit with an expert appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for accuracy or do you want a second opinion without the charge and delay of waiting for a whole new appraisal?
An appraiser from AppraiserJoe.com can go out and check the subject and comps in a field review.
Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had done before.
While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.
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